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The Concept Trading Review

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The Concept Trading is an Australian-based prop trading firm that offers traders access to substantial capital, with accounts scaling up to $50 million. Founded in 2021, it has quickly gained recognition, winning the Best Australian Prop Trading Company award in 2023.

Prop Trading Firms

April 28, 2026

The Concept Trading is an Australian-based proprietary trading firm that offers traders the opportunity to access substantial capital for trading in financial markets. Founded in 2021, the company has quickly gained recognition in the prop trading industry, even winning the Best Australian Prop Trading Company award in 2023 at the Global Banking & Finance Awards.

The firm stands out for its flexible and trader-friendly approach. It offers multiple funding programs, including Traditional, Premier, Empire, and Xtreme, each designed to cater to different trader preferences and risk tolerances. These programs allow traders to scale up to significant capital amounts, with the Xtreme program offering up to $50 million in trading capital. The Concept Trading uses a one-step evaluation process, simplifying the path for traders to access funded accounts.

One of the key features of The Concept Trading is its lack of restrictions on trading styles. Traders are free to use any strategy they prefer, including scalping, day trading, and algorithmic trading using Expert Advisors. The firm also offers high leverage options, up to 1:200 on most programs, providing traders with significant flexibility in their trading approach.

The Concept Trading implements a unique “90% Lock Rule,” allowing traders to lock in a 90% profit share at any level, providing an attractive option for those focused on maximizing their immediate returns. The firm also offers fast payouts, typically processed within 48 hours, and supports various payout methods including traditional bank transfers, PayPal, and cryptocurrencies.

In terms of platforms, The Concept Trading primarily uses MetaTrader 4 (MT4) and MetaTrader 5 (MT5), providing traders with familiar and robust trading environments. The company also offers educational resources, including a blog with market technical analysis and individual online sessions with trading coaches.

Let’s examine the prop features and explore what makes The Concept Trading a standout option for traders.

The Concept Trading offers a diverse range of programs tailored to meet the needs of traders at every level. Let’s dive into the specifics of what each program has to offer.

Traditional Program

The Traditional Program is The Concept Trading’s introductory prop trading option, designed to help traders achieve six-figure success. This program aims for a 6% profit target per level, offering a balanced approach for traders looking to scale up gradually. With a maximum capital allocation of $2 million, it provides ample room for growth while maintaining a manageable risk profile. The program features a 70% capital increase upon hitting the profit target, allowing for steady progression in trading capacity. Risk management is addressed through a 4% static drawdown limit, which helps traders maintain discipline and protect their accounts from significant losses. The Traditional Program offers a leverage of 1:200, giving traders flexibility in their positions and the ability to maximize their trading potential. With programs starting at just $97, it presents a low-barrier entry point for aspiring prop traders. This program imposes no trading restrictions, allowing traders to implement their preferred strategies freely. The combination of a relatively low profit target, moderate drawdown limit, and significant capital increase makes this program an excellent starting point for those new to prop trading or traders who prefer a more conservative approach to building their trading career.

Premier Program

The Premier Program is designed for traders seeking more rapid growth and larger account balances. This program scales traders’ accounts from the intern level with every 7% profit milestone, offering a slightly more challenging target compared to the Traditional Program. With a maximum capital allocation of $10 million, it provides substantial room for expansion and is tailored for those ready to manage larger positions. The Premier Program maintains the 70% capital increase upon reaching the profit target, ensuring significant growth potential at each level. It features a 5% static drawdown limit, offering a bit more flexibility in trading while still maintaining strong risk management principles. Like the Traditional Program, it offers 1:200 leverage, allowing traders to take full advantage of market opportunities. Programs in this tier start at $297, making it accessible to traders who have some experience and are ready to step up their game. The Premier Program imposes no trading restrictions, giving traders the freedom to implement their strategies as they see fit. This program is ideal for traders who have outgrown the Traditional Program or those who enter with more experience and capital, seeking faster scaling opportunities and larger account sizes.

Empire Program

The Empire Program is The Concept Trading’s offering for managing substantial balances and features the highest profit targets among their programs. This program is designed for experienced traders who can handle higher risk levels and larger positions, with a challenging 10% profit goal per level. The Empire Program allows traders to construct their “empire” with an average 50% scaling at each stage, offering a slightly lower but still significant capital increase compared to other programs. With a maximum capital allocation of up to $15 million, it provides ample room for substantial growth. The program features a 10% static drawdown limit, the highest among all offerings, allowing for more flexibility in trading but also requiring a higher level of risk management skill. It maintains the 1:200 leverage of the previous programs, enabling traders to maximize their position sizes when needed. Programs in this tier start at $997, reflecting the higher level of trading it’s designed for. Like other programs, it imposes no trading restrictions, allowing traders to fully implement their strategies. The Empire Program is well-suited for highly skilled traders who can handle the pressure of higher profit targets and drawdown limits while managing significant capital.

Xtreme Program

The Xtreme Program offers the most aggressive scaling options and the highest potential for capital growth among The Concept Trading’s offerings. This program is designed for elite traders who can manage risk effectively while pursuing aggressive growth. It features a 6% profit target per level, which may seem lower than some other programs, but is balanced by its extreme scaling potential. Upon reaching the profit threshold, traders benefit from an 80% capital increase, the highest among all programs. This aggressive scaling allows traders to potentially reach a maximum capital of $50 million within 11 steps, offering unparalleled growth potential. However, the Xtreme Program also has the strictest risk management parameters, with a tight 3% static drawdown limit. This low drawdown limit ensures that only the most disciplined and skilled traders can succeed in this program. Unlike other programs, the Xtreme Program offers reduced leverage of 1:30, which, combined with the low drawdown limit, necessitates extremely precise trading. Programs in this tier start at $300, making it surprisingly accessible given its potential. Despite the lower leverage, it still imposes no trading restrictions, allowing traders to implement their strategies freely. The Xtreme Program is ideal for highly skilled traders who can consistently perform under strict conditions while aiming for substantial account growth.

The Concept Trading sets the stage for a flexible and supportive trading environment with its well-defined conditions. Here’s a closer look at the trading conditions that make The Concept Trading a preferred choice for many.

Drawdowns

The Concept Trading employs static drawdown limits across its programs, ranging from 3% to 10%, to manage risk effectively. The Xtreme Program has the strictest limit at 3%, while the Empire Program offers the most lenient at 10%. The Traditional and Premier Programs sit in between at 4% and 5% respectively. These static limits remain fixed regardless of account balance fluctuations, providing clear boundaries for risk control. This approach encourages traders to maintain discipline and avoid excessive losses, ensuring their trading strategies remain sustainable over the long term. The varying drawdown limits across programs allow traders to choose a risk level that aligns with their trading style and experience.

Payouts

The Concept Trading offers an attractive and flexible payout structure for its traders. According to their official website, the standard profit distribution model starts with a 50% profit split for traders. However, they provide opportunities for traders to increase their profit share significantly. Through their unique “90% Lock Rule,” traders can opt to lock their account at a specific level and receive up to 90% of their profits, which is one of the highest profit shares in the prop trading industry. Payouts are processed quickly, typically within 48 hours, ensuring that traders can access their earnings without unnecessary delays. The firm supports various payout methods, including traditional bank transfers, PayPal, and cryptocurrencies, catering to traders’ diverse preferences worldwide. Additionally, The Concept Trading doesn’t impose minimum payout amounts, allowing traders to withdraw their profits as they see fit. This combination of high profit splits, fast processing times, and flexible withdrawal options makes

Trading Days

The Concept Trading offers significant flexibility when it comes to trading days. There’s no strict requirement on the number of trading days, allowing traders to operate at their own pace without the pressure of meeting specific activity quotas. This flexibility is particularly beneficial for those who prefer to trade less frequently or need to take breaks. However, to encourage active participation, accounts may be closed after 6 weeks of inactivity. Importantly, there’s no time limit to meet the required target to proceed to the next level, providing ample time for traders to achieve their goals while accommodating various trading styles and personal schedules.

Trading Strategies

One of the standout features of The Concept Trading is the freedom it offers in terms of trading strategies. Traders can employ any style they prefer, from scalping and day trading to swing trading and position trading. The platform supports high-frequency trading and allows the use of algorithmic strategies through expert advisors (EAs). This lack of restrictions enables traders to leverage their strengths and adapt their strategies to changing market conditions. Whether you’re a short-term trader or a long-term investor, The Concept Trading supports your approach, providing a versatile platform that accommodates diverse trading techniques and styles.

Scaling Plan

The Concept Trading offers attractive scaling plans across its programs, designed to reward successful traders by increasing their capital as they achieve profit targets. The Traditional Program offers a 70% capital increase upon reaching a 6% profit target, while the Premier Program provides a 70% increase with a 7% profit target. The Empire Program scales by approximately 50% with a more challenging 10% profit target, and the Xtreme Program offers the highest scaling at 80% with a 6% profit target. These scaling plans allow traders to significantly grow their accounts over time, enhancing their trading capacity and potential returns. It’s an attractive feature for those looking to build substantial trading accounts through consistent performance.

Refund Policy

The Concept Trading does not offer a standard refund policy for their prop trading accounts. According to their terms, the company reserves the right to terminate accounts without prior notification, and in such cases, they are under no obligation to provide a refund or any other type of compensation. This means that once a trader purchases a prop trading account, refunds are generally not provided. While this policy is fairly common among prop trading firms, it’s essential for traders to understand this condition before committing to an account. For the most accurate and up-to-date information regarding refunds, it’s best to contact The Concept Trading’s customer support directly, as they may handle refund requests on a case-by-case basis.

The Concept Trading stands out with its array of features that cater to both novice and experienced traders. Below are features that make The Concept Trading a preferred choice for many traders.

Platforms Offered

The Concept Trading offers two powerful trading platforms: MetaTrader 4 (MT4) and MetaTrader 5 (MT5).

• MetaTrader 4 (MT4): MT4 is a popular platform known for its user-friendly interface and robust trading tools. It offers comprehensive charting capabilities, supports automated trading through Expert Advisors (EAs), and provides a wide range of technical indicators. MT4 is suitable for various trading styles, from scalping to long-term position trading.
• MetaTrader 5 (MT5): MT5 is an advanced platform that offers additional features and support for a broader range of financial instruments. It provides more timeframes, technical indicators, and an improved backtesting environment. MT5 supports algorithmic trading with a more sophisticated programming language, MQL5, allowing for the development of custom trading strategies and indicators.

Both platforms are designed to cater to different trader preferences and skill levels, providing options for both beginners and advanced traders.

Dashboard

The Concept Trading offers a comprehensive and user-friendly dashboard that serves as the central hub for traders. This intuitive interface provides real-time account statistics, including balance, equity, and open positions, alongside detailed trading metrics such as win rate and risk-reward ratio. A unique feature is the profit target progress tracker, which visually represents how close you are to scaling up your account. The dashboard also includes essential tools for drawdown monitoring, complete trading history review, and streamlined payout requests. Traders can easily access news and announcements, open support tickets, and utilize educational resources directly from the dashboard. Additionally, it offers convenient account management features, allowing users to update personal information and adjust trading preferences. This all-in-one platform reflects The Concept Trading’s commitment to providing traders with an efficient and informative trading environment, enabling them to make informed decisions and manage their accounts effectively.

Customer Support

When it comes to customer support, The Concept Trading has 24/7 assistance. Whether you have questions about your account, need help with the platform, or want to clarify any trading conditions, their support team is always ready to assist. This round-the-clock support ensures that you can get help whenever you need it, no matter where you are in the world. Additionally, they offer individual online sessions with trading coaches, providing personalized guidance to help you improve your trading skills and strategies.

Multiple Account Management

Traders can operate up to three funded accounts simultaneously. This feature provides diversification opportunities and allows traders to implement different strategies across multiple accounts.

Knowledge Base

The Concept Trading offers a variety of educational resources to help traders enhance their knowledge and skills. They maintain a blog that provides market technical analysis, offering insights into market trends and potential trading opportunities. This resource is great for staying updated on market movements and refining your trading strategies. Moreover, they engage with the trading community through their social media profiles on platforms like Instagram, Facebook, and Twitter. These profiles share market data, newsfeeds, and useful information, helping traders stay informed and connected.

90% Lock Rule

The 90% Lock Rule is a unique feature The Concept Trading offers that allows traders to maximize their profit share. This rule can be activated once traders reach their scaling level and receive their full payout for Level 1 or higher accounts in any Prop Model. By opting for the Lock Rule, traders agree to cap their account at its current level, foregoing further scaling opportunities. In exchange, they receive an impressive 90% of all profits made from that point forward, with weekly payouts and no specific profit targets to meet. This feature provides flexibility for traders to balance between potential account growth and immediate profit share, allowing them to choose the level they’re most comfortable with. While it’s a permanent decision for the account, it offers a significant advantage for traders who prioritize higher profit percentages over increased capital allocation.

The Concept Trading offers a solid package for traders with its reliable MT4 and advanced MT5 platforms, catering to a wide range of trading styles and preferences. The flexibility and robust tools available make it a great choice for both newbies and seasoned traders looking to up their game. Just remember, while the platforms are powerful, the key to success is staying disciplined and managing your risk wisely. Keep an eye on those drawdown limits and make sure you’re comfortable with the trading conditions before diving in. Overall, The Concept Trading seems to have a lot going for it, but as always, do your homework and make sure it aligns with your trading goals.

The Concept Trading Review

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