Company Overview
Founded by traders TJR and Aden Rao, 1of1 Funding is a proprietary trading firm headquartered in the United States that delivers a fully transparent pathway to capital through a challenge‑based evaluation structure. Unlike traditional models that retain a significant portion of trader profits, 1of1 Funding empowers successful participants to keep one hundred percent of gains, aligning the firm’s interests directly with trader performance. The firm’s mission centers on reducing barriers for skilled traders by eliminating hidden profit splits and introducing fee‑refund mechanisms designed to reward consistent, risk‑aware trading. Through its web‑based platform, the firm has attracted a diverse trader base seeking full profit retention and a clear, rules‑based environment.
Challenge‑Based Evaluation Model
At the heart of 1of1 Funding’s offering is a challenge model that assesses traders’ ability to manage risk while meeting profit targets in simulated accounts. Each challenge requires traders to pay a fee—equal to ten percent of the selected account size, discounted at checkout—to unlock a simulated account reflecting the real‑money environment. Throughout each evaluation, traders must reach predefined profit milestones without breaching daily loss limits or total drawdown thresholds. This evaluations process is designed to measure genuine trading skill, setting the stage for a transition to funded accounts upon successful completion. By maintaining clear rules and automated monitoring, the firm ensures objective assessment and rapid progression for qualifying traders.
Funding Tiers and Pricing Structure
Traders may choose from funding tiers ranging from six thousand dollars to two hundred thousand dollars in account size. For each tier, two evaluation paths are available: a one‑step challenge and a two‑step challenge. The one‑step route requires an eight‑percent profit target with a three‑percent maximum daily loss, while the two‑step path divides the evaluation into an eight‑percent target in the first stage and a five‑percent target in the second, with a four‑percent daily loss cap. Fees are set at ten percent of the account size and are currently discounted, so that, for example, a two hundred thousand dollar one‑step challenge incurs a fee of one thousand thirty‑five dollars. Payouts on funded accounts occur on a bi‑weekly basis, and the initial challenge fee is refunded to the trader on the first profit distribution.
Trading Conditions and Risk Management
Throughout the evaluation stages, risk controls are strictly enforced. In the one‑step path, traders must not exceed three percent of the account balance in any single trading day, while the two‑step route allows a four‑percent daily drawdown limit. Total drawdown restrictions apply to ensure that losses never surpass six percent of the peak account equity at any point. Moreover, there is no maximum trading day limit, granting traders unlimited time to complete each stage at their own pace. Upon entering the funded stage, an additional consistency requirement mandates retention of at least fifty percent of peak account gains before profit withdrawals are approved, promoting sustainable performance over one‑off gains.
Asset Coverage and Platform Features
The platform accommodates trading across multiple asset classes, including foreign exchange pairs, equity indices, commodities, and cryptocurrencies. Traders may deploy algorithmic strategies via expert advisors, with the system allowing automated execution under the same risk parameters that govern manual trading. A built‑in copy‑trading feature permits replication between a trader’s own funded accounts for strategy diversification, though copying third‑party accounts is prohibited to maintain evaluation integrity. In order to mitigate extreme event risk, the platform does not permit new positions to be opened or closed within five minutes of major economic announcements, such as consumer price index releases.
Account Management and Payout Process
Once a trader satisfies the challenge criteria and funded‑stage consistency requirements, profit distributions commence on a bi‑weekly schedule. Payment methods include credit and debit cards as well as various cryptocurrencies, with all transactions settled in United States dollars. The refund of the initial challenge fee on the first profit payout underscores the firm’s commitment to shared success, effectively converting the entry cost into a performance‑based incentive. By structuring payouts at regular intervals and minimizing administrative barriers, the firm enables traders to maintain focus on strategy optimization.
Promotional Code Availability
1of1 Funding periodically issues promotional codes to reduce evaluation fees and broaden access for emerging traders. The promotional code VALENTINE currently grants a fifteen‑percent reduction on all challenge fees, lowering the upfront cost of participation across every funding tier. Traders enter this code during checkout to receive the discount immediately. Given the time‑limited nature of such offers, participants are advised to monitor the firm’s official channels for announcements of future codes tied to seasonal campaigns or strategic partnerships.
Support, Security, and Operational Overview
The firm’s support structure operates twenty‑four hours a day, seven days a week, providing prompt assistance with technical questions, platform navigation, or account inquiries. Security protocols include encrypted data transmission and multi‑factor authentication for account access, safeguarding both personal information and trading capital. While the firm does not extend balance‑scaling plans that automatically increase account size based on performance, traders may re‑qualify for higher tiers by completing additional challenges. This approach ensures that all capital allocations reflect demonstrated skill under consistent market conditions.
Conclusion
By combining a transparent evaluation framework with a one‑hundred‑percent profit split, flexible funding tiers, robust risk controls, and targeted promotional incentives, 1of1 Funding offers a distinctive model for traders seeking unfettered access to capital. The firm’s integration of algorithmic tools, copy‑trading among self‑managed accounts, and high‑frequency support underscores a commitment to operational excellence. With the current VALENTINE promo code reducing entry fees by fifteen percent, aspiring traders have an even clearer pathway to pursue professional‑level trading without surrendering a portion of their hard‑earned profits.



